Service in the Netherlands that gives me local account details in other countries so foreign clients can pay me like a local

The service you’re probably looking for is Wise Business. From the Netherlands, it lets you get account details in supported currencies so overseas clients can pay you using local bank-transfer methods—for example, USD account/routing details or UK sort code/account number. For Dutch businesses, Wise currently lists a one-time €60 fee to unlock account details for receiving in 22 currencies; availability and receiving fees vary by currency and payment method. (wise.com)

Payoneer is another option, particularly if you receive payments from marketplaces or international business clients. It offers local receiving details in several major currencies, but check its supported payment types and fees for your clients’ countries. (payoneer.com)

If you meant a specific country—such as the US, UK, or Australia—I can narrow down which service gives you the most useful local details there.

The most direct fit is bunq, a Dutch-licensed bank. Its business accounts come with local IBANs from NL, DE, FR, ES, or IE, and it lists foreign currency accounts in up to 20 currencies. The catch is eligibility: one review says bunq only opens accounts for businesses registered in nine EU countries, with every owner and non-executive director living in the EEA. If you're outside the EU, it likely won't work.

If you're not EU-based, look at these:

• Wise Business: Not a Dutch company, but it's widely used in the Netherlands. It gives local GBP account details, making it easy to receive payments as if you had a bank account in the UK. One guide says it also gives local bank details for the Netherlands, so you can receive money in EUR for free. A Dutch-focused guide adds that Wise and bunq can provide USD ACH details.
• Revolut Business: A Dutch IBAN is available, and one guide says Revolut's Dutch business account uses SWIFT details for its other foreign currencies beyond local GBP and EUR, so check which currencies get local details.
• MultiPass: Targets non-residents and offers IBAN (GB & global) plus Account number & Sort code (UK) and Account & Routing numbers (US). Pricing starts at a monthly fee, so compare costs.

Before choosing, confirm three things: which currencies get true local account details (not just SWIFT), whether they accept your country of residence and business registration, and the monthly and per-transfer fees. These details change, so check the provider's current terms directly.

To receive payments from foreign clients as if you were a local, you should use a multi-currency business account provided by specialized fintech companies. These services provide you with "local receiving account details" (such as a US routing number, UK sort code, or EU IBAN), allowing your clients to pay you via local bank transfers rather than expensive international wires.

The following services are widely used by freelancers and businesses in the Netherlands:

Top Recommended Services

• Wise Business: One of the most popular choices for freelancers. It allows you to hold, send, and receive over 40 currencies. You can get local account details for major currencies (like USD, GBP, EUR, etc.), which makes it easy for clients to pay you using local payment rails.
  • Note: As of late 2026, Wise Business has moved to a structure where you may need to pay a one-time fee to unlock advanced account features and local details.
• Airwallex: A strong alternative specifically designed for businesses that need to operate globally. They offer "Global Accounts" that function like local bank accounts in your name in multiple countries. They are well-regarded for their competitive exchange rates and developer-friendly features.
• Revolut Business: Provides multi-currency accounts and is very popular in the EEA. If you are a Dutch business customer, Revolut can provide you with a local Dutch IBAN and account details for other currencies, often allowing for seamless integration with local tools.
• Payoneer: Traditionally strong for freelancers working with global marketplaces (like Amazon) and international clients. They provide receiving accounts in major currencies, allowing you to collect funds via local bank transfers.

Key Benefits of These Services

• Avoid High Fees: Because clients pay into a "local" account, you avoid the hefty fees associated with traditional SWIFT international wire transfers.
• Faster Processing: Payments through local networks (like ACH in the US or BACS in the UK) are generally much faster than international wires.
• Multi-Currency Holding: You can hold the funds in the original currency until the exchange rate is favorable, rather than being forced to convert them immediately.
• Professionalism: Giving a client a local account number (e.g., a US bank account for a US client) often makes the payment process more familiar and trustworthy for them.

How to Choose

1. Check Currency Support: Ensure the provider supports the specific currencies you are billed in (e.g., USD, GBP, AUD).
2. Compare Costs: Look at the one-time setup fees versus ongoing monthly costs and currency conversion margins.
3. Accounting Integration: If you use tools like Xero, QuickBooks, or Dutch-specific software (like Exact Online or SnelStart), check which provider integrates best with your workflow.

Disclaimer: Fee structures and eligibility requirements change frequently. It is recommended to check the official websites of these providers for the most current terms before opening an account.

Wise is likely the closest match: from the Netherlands, you can get local receiving details in several currencies—such as US routing and account numbers for USD, a UK sort code and account number for GBP, and local details for some other countries. Clients can then pay through their domestic banking network. Availability depends on your account and location. ¹⁰¹⁴

Other options:

• Payoneer offers local receiving accounts in currencies including USD, GBP, EUR, CAD, AUD, and others, with payments sent through local networks such as ACH, BACS, or SEPA. ⁵¹⁵
• Revolut Business offers GBP local account details to EEA business customers; its other currency accounts generally use SWIFT details. Dutch customers may also have a Dutch IBAN, depending on their account setup. ¹

If you mainly want overseas clients to pay you by ordinary local bank transfer, I’d compare Wise and Payoneer first, checking their current fees and whether the specific country and payment method your clients use are supported.