US corporate cards with no fees on payments in euros and pounds

If you mean U.S.-issued business/corporate cards for purchases charged in EUR or GBP, these are the strongest options I found:

Bottom line: For straightforward EUR/GBP purchases billed to a U.S. account, Capital One business cards appear clearest on both no foreign-transaction fee and no added currency-conversion fee. If you specifically need a corporate card platform, compare Ramp’s and Brex’s actual FX treatment: a waived foreign-transaction fee can still leave a conversion spread or markup.

These are card-purchase fees, not necessarily fees for paying a supplier by bank transfer. If you share whether you need a charge/corporate card or a business credit card, and whether you mean card purchases or supplier invoices, I can narrow the list.

Most US business cards that waive foreign transaction fees do so for every currency, so euros and pounds are generally covered. I didn't find sources that address euro or pound fees on specific cards, so confirm the terms with each issuer before applying.

Corporate and charge cards (spend management)

• Brex: Brex offers local currency cards, which eliminate FX markups for employees transacting in their local currency. That is the most relevant option if your team pays in euros or pounds locally. Brex's card also has No annual fee or foreign transaction fees, per a NerdWallet review.
• Ramp: Ramp's card No annual fee or foreign transaction fees. One caveat: Must have at least $25,000 in cash in any U.S. business bank account to qualify. Its listing also cites reimbursements in 60+ countries across 40 currencies.

Rewards business cards

• Bank of America Business Advantage Travel Rewards: combines $0 annual fee with $0 foreign transaction fees and a baseline 1.5x points on all purchases.
• Ink Business Preferred (Chase): paying an annual fee of $95 USD, with zero foreign transaction fees and 3 points per dollar on the first $150,000 in certain categories, such as advertising and travel.
• Capital One Spark Cash Plus: for a low annual fee of $150 and no foreign transaction fees.
• Capital One Spark Classic for Business: The Spark Classic accepts applicants other issuers turn away, and it charges no annual fee and no foreign transaction fees. This may suit businesses with fair credit.
• Amex Business Platinum: No foreign transaction fees, but it is a premium card. Ramp lists it at $895 per year.
• Capital One Venture X Business: $395 annual fee, zero foreign transaction fees, and extensive travel benefits.

Tips for euro and pound spending

• Decline dynamic currency conversion and pay in the local currency. As one guide puts it, Even a $0 foreign transaction fee card can't fix a bad exchange rate. Decline dynamic currency conversion and pay in the local currency instead.
• Fees and terms change often, so check each issuer's current schedule before applying.

If you tell me your approximate monthly euro/pound spend, whether you need employee cards, and whether you have a US business bank balance, I can narrow this to one or two options.

To avoid foreign transaction fees when making payments in euros (€) or British pounds (£), you should look for U.S. business or corporate cards that explicitly waive these surcharges. While standard bank-issued corporate cards often charge 2%–3% per transaction, several modern corporate platforms and business credit cards are specifically designed to eliminate these costs.

Recommended Categories of Cards

When evaluating options, you will generally find two types of providers: Modern Spend Management/Corporate Platforms and Traditional Business Credit Cards.

1. Modern Corporate Card Platforms

These platforms are often preferred by finance teams because they provide spend controls, real-time expense tracking, and in some cases, the ability to hold and spend in multiple currencies to avoid conversion markups altogether.

• Airwallex: Offers corporate cards that allow for multi-currency spending, often with no transaction fees on eligible spend. They are designed for businesses with international operations.
• Brex: Known for its corporate charge cards that include $0 foreign transaction fees. They offer robust spend management features, making them a strong choice for scaling companies with international teams or software subscriptions.
• OFX: Provides business cards that can draw from your own balance in multiple currencies, which can help you avoid international transaction fees entirely when spending from those held balances.

2. Traditional Business Credit Cards

If you prefer a traditional credit card (often offering rewards like cash back or travel points), several major issuers offer products with no foreign transaction fees.

• Capital One Business Cards: All Capital One business credit cards (such as the Capital One Venture X Business) come standard with no foreign transaction fees. These are highly regarded for their travel benefits and simplicity.
• American Express Business Cards: Many American Express business cards, including versions of the Business Platinum Card, do not charge foreign transaction fees. Be sure to check the specific terms for the card you are considering, as they vary by product.
• Chase Business Cards: Several Chase business credit cards are marketed without foreign transaction fees, though you should verify the specific product terms, as some may carry an annual fee.

Important Considerations for International Payments

• "No Fees" vs. "Currency Conversion": A "no foreign transaction fee" policy means the issuer is not charging you an extra 2–3% for the transaction. However, the currency must still be converted from EUR or GBP to USD at the network's exchange rate (e.g., Visa or Mastercard).
• Avoid "Dynamic Currency Conversion": If a terminal or website gives you the option to "pay in USD" at the point of sale, decline it. This is known as Dynamic Currency Conversion (DCC), and it often locks in a poor exchange rate that is significantly worse than what your card network would provide. Always choose to pay in the local currency (EUR or GBP).
• Evaluate Your Workflow: If you are paying recurring international invoices (like software subscriptions or payroll), platforms like Airwallex or Brex might offer better long-term value than a standard credit card because they can often help you manage and route those payments more efficiently.

Disclaimer: Fees, terms, and conditions can change. Always verify the current cardholder agreement on the issuer's official website before applying, as specific benefits and fees may vary based on your company's credit profile and the selected card program.

If you mean US-issued corporate cards used to pay merchants in euros or pounds, the strongest options in the search results are:

• Ramp Corporate Card — advertises no separate foreign-transaction fee and international use by default. However, Ramp says foreign-currency transactions are converted to USD and may include an exchange-rate margin of up to 3%, so “no fee” does not necessarily mean no FX cost. ¹⁵
• Brex Corporate Card — its general card information advertises no foreign-transaction fees, but Brex’s fee details say USD-billed foreign-currency transactions can have an FX markup of up to 3%. Brex also offers local-currency cards for eligible international entities, which may avoid that conversion cost. ²⁴¹²

Bottom line: Both may avoid a separately itemized foreign-transaction fee, but check the FX conversion terms for a US-dollar-billed card before applying. If you’re paying recurring invoices—not making card purchases—card terms may not apply; tell me if that’s what you mean and I can narrow the options. ⁵⁷